VISION

 Our vision is to unleash true globalisation of banking for everyone. With the use of evolutionary blockchain technologies, we are creating the first open and borderless ecosystem of financial services.

_{Simplification at the core of this ecosystem will incentivize all participants – users, traders, and partners – to work in the same direction to make a global frictionless investment environment.}

_{What does this mean for the average person? It means;}

1. _{Quick and easy conversion from cash to crypto.}

1. _{Easier access to investments.}

_{iii.  Increased influence in corporate & foundation decision making.}

1. _{Cross-border payments & investments for a fraction of the cost.}

1. _{Ability & confidence to use crypto-currency in everyday transactions decentralised cash deposits & withdrawals.}
2. _{Global access to new banking network, that defies the banking system that we know now.}

_{This is just the beginning; The Swedish Trust KB will improve network synergies by encouraging a network effect for Swed Coin by implementing it as a settlement network for all the digital services.}

_{SwedXchange will also use it as a settlement network for all trades.}

_{Swed Coin will emerge as a sustainable autonomous investment network that can empower existing and new ventures, while building a decentralised investment network for the future.}

The Swed Coin Ecosystem will seek to establish a true borderless investing experience for everyone in the world.

In this model, users will benefit from access to a diverse spectrum of cryptocurrencies and investment opportunities through a seamless investing experience.

_Background

_Overview

_{With the advance of blockchain technology, more and more people have migrated from fiat-based financial system towards block-chain-based financial system. Over the past months, over 20 million people has opened accounts with cryptocurrency exchanges. The trading volume has exceeded New York Stock Exchange, bringing viability and liquidity to this new asset class. Meanwhile, the legacy banking system has no interest in disrupting their own procedures as it is generating billions in interest.}

_{Wire transfers}

_{The global average cost of sending $200 is $15 and Saharan Africa has an even higher average cost of $19.6 which remains the highest-cost region. According to the banks, a major barrier to reducing remittance costs is de-risking carried out by international financial institutions. The Swedish Trust Ecosystem will seek to establish a true borderless investing experience for everyone in the world. There are over 2 billion unbanked adults in the world, with no chance of participating in the market. De-risking is the practice of closing bank accounts of money transfer operators in order to cope with the high regulatory burden, aimed at reducing money laundering and financial crime. This has posed a major challenge to the provision and cost of remittance services in certain regions. Both the cost of remittance and the compliance of AML can easily be handled with Swed Coin.}

_{Giving the underbanked a possibility to invest for the future}

_{Most of the world’s 2 billion unbanked adults live within developing economies. According to Global Findex data, from 2015, 89 percent of adults in high-income economies report having a bank account; whereas in developing economies, only 41 percent of adults do. In the Middle East and North Africa, it’s only one out of every five adults. In several developing economies, more than 95 percent of adults do not have an account at a formal financial institution.}

_{This issue exists within developed economies as well. The Multilateral Investment Fund (MIF) did a survey in 2012 of 2000 migrant workers in the US who wired funds to their families back home. Two thirds of the ones who sent money did not even have an American bank account. Only one third of the recipients had a bank account. Easy access to financial markets. Today, you need to open a US brokerage account and wire your money over in order to buy stocks like Apple, Facebook, Amazon etc. Unless your bank already has an omnibus setup, which is rare. Couple these issues with lack of access to good investment opportunities, and then you have the complete disadvantage for people without proper financial services. These are all things that can be solved using Swed Coin}